Simple but brilliant..............
From the article)
Parrish allegedly tricked Apple Store employees in 16 states starting around December 2012 into accepting fake authorization codes to purchase $309,768 worth of Apple goods.
Here’s how it works: Parrish allegedly visited Apple Stores and tried to buy products with four different debit cards, which were all closed by his respective financial institutions. When his debit card was inevitably declined by the Apple Store, he would protest and offer to call his bank — except, he wasn’t really calling his bank.
he would offer the Apple Store employees a fake authorization code with a certain number of digits, which is normally provided by credit card issuers to create a record of the credit or debit override
“It does not actually matter what code the merchant types into the terminal,” the U.S. Attorney’s Office in New Jersey said publicly after a similar case occurred there in February. “Any combination of digits will override the denial.”
The link below has more information:-
http://www.businessinsider.com/sharron-laverne-parrish-jr-charged-with-apple-credit-card-scam-2014-7
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